How We Work

Value-Service-Integrity:

Value: 

Your first priority is to save money on your home, auto, or business insurance. That's why we represent different insurance companies who all compete to give you the lowest rates.

Service: 

You want your agent to know you on a first name basis. So when you call us to make a change, we know who you are and quickly handle your requests.

Integrity:

You want to completely trust that your agent is giving you the very best advice. We make sure you know all of your options in insurance.

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Why Lugoff Insurance Group?

We have 20 plus years of insurance experience helping clients prepare for the unexpected.

Ask us about:

*Auto
*Homeowner's Insurance
*Life Insurance
*Farm
*Business/Commercial Auto
*Flood
*Boat
*Motorcyle/ATV/Golfcart
* Renter's Insurance

Our Team

Bertram T. Richardson III

I have been in the insurance industry for 21 plus years and currently own Lugoff Insurance Group. I have the ability to write through multiple carriers and place your business with the perfect company to fit your individual needs. I'm passionate about building and maintaining strong relationships with my clients. I am a Newberry alumni with a BA in accounting/business with a minor in economics. Family is very important to me. My wife Adrian works with me and is a local ReaItor as well. I take great pride in watching my son Syd swim competitively year round and my daughter Leighton with horseback riding. In my down time I enjoy working as an official for USA swim, collecting things, mudding with my UTV, and  hiking with Sir Duke and my family.

Adrian C. Richardson

I have been working in the insurance industry for the past 19 years with my husband. My business philosophy is well grounded in my faith. I am proud of my solid reputation that is built on honesty and hard work. I have the ability as well to write through multiple carriers and place your business with the perfect company to fit your individual needs. I have studied at Francis Marion University and began my career in property management. I am a Realtor with Palmetto Homes Land along side my husband at Lugoff Insurance Group. My family brings the most joy to me. I enjoy the horse world with my daughter Leighton and watching my son Syd swim competitively. My passion is living a chemical free lifestyle and using my Young Living essential oils...